Legal
Terms of Service
Last updated: 30 July 2026
Please read these terms before using the site or ordering services. Project-specific terms in an accepted proposal or order remain part of the agreement.
About these terms
These terms govern use of bizplan.io and, unless a signed proposal or order states otherwise, services supplied by Stellar Business Plans. A signed proposal, statement of work or written order confirmation forms part of the agreement and takes priority if it expressly conflicts with these terms.
Our services
We provide financial models, business plans, pitch materials, feasibility analysis and financial advisory support. The exact deliverables, timetable, assumptions, revisions and fees are defined in the applicable proposal or order.
Client responsibilities
You must provide accurate, complete and timely information, identify relevant deadlines and review deliverables promptly. You remain responsible for commercial decisions and for obtaining legal, tax, accounting, immigration, valuation, lending or other regulated advice where required.
Fees and payment
Fees, currencies, taxes, deposits and payment dates are set out in the proposal or order confirmation. We may pause work where an amount is overdue. Unless agreed otherwise, third-party costs requested by the client are chargeable in addition to our fees.
Changes, revisions and timing
The agreed revision allowance applies to changes within the original scope. New deliverables, material changes in assumptions or delayed source information may require a revised fee or timetable. Delivery dates depend on receiving required information and feedback.
Cancellation and refunds
Cancellation and refund rights in the applicable proposal or order confirmation apply. Once work has begun, fees relating to work performed and committed capacity may be non-refundable unless the agreement or applicable law requires otherwise. Statutory consumer rights are not excluded.
Confidentiality
Each party must protect non-public information received from the other and use it only for the engagement. We may use service providers under confidentiality obligations. We will not publish identifiable client work or name a client without permission.
Intellectual property
Once all fees are paid, the client may use final bespoke deliverables for the purpose for which they were commissioned. Stellar Business Plans retains ownership of pre-existing methods, know-how, generic structures and tools. Samples on this site are view-only and may not be copied, redistributed or represented as your work.
Models, forecasts and decisions
Financial models and plans depend on assumptions and information available at the time. Forecasts are not guarantees. We do not guarantee funding, lending, investment, immigration, valuation, tax or commercial outcomes, and no deliverable is an audit or regulated opinion unless expressly agreed with an appropriately authorised provider.
Liability
Nothing limits liability that cannot lawfully be limited. Subject to that, liability is limited to reasonably foreseeable direct loss and, to the fullest extent permitted by law, the fees paid for the affected engagement. We are not responsible for indirect loss, lost profit or decisions made after assumptions or circumstances change.
Website use
You may use this site for lawful information and enquiry purposes. You must not interfere with its operation, attempt unauthorised access, scrape confidential material or reuse content in a misleading way. External links and embedded services are provided for convenience and operate under their own terms.
Governing law
Unless the proposal states otherwise or mandatory consumer law applies, these terms are governed by the laws of England and Wales and the courts of England and Wales have jurisdiction.
Changes and contact
We may update these website terms prospectively. Questions may be sent to info@bizplan.io. The version date below identifies the current terms.