Fractional CFO & Finance Function for Growing Businesses
Senior financial leadership, structured reporting, and strategic planning - built on the same auditable financial models we deliver to lenders and investors, without the cost of a full-time hire.
Trusted by startups, SMEs, and funded businesses across the UK and US
Property developer finance support
Fractional CFO support built around project cash flow
Property developers need a finance view that connects project models, draw schedules, overhead, tax and group-level liquidity. We maintain rolling cash forecasts, management reporting and lender or investor packs around the assumptions used in the underlying development models - giving directors an auditable view of commitments, headroom and upcoming decisions.
If the underlying model does not exist yet, we build it first. See our real estate financial models and financial modeling services for how that work is scoped.
Most Businesses Operate Without Financial Clarity
Without a finance function, you're flying blind - reacting to problems instead of planning for growth.
You have no clear picture of your financial performance
Without structured reporting, you're making decisions based on bank balances and gut instinct - not data.
Cash flow surprises keep disrupting your business
No forward-looking forecasts means every large payment, tax bill, or slow month catches you off guard.
You're the CEO, the accountant, and the financial planner
Founders managing finance without proper expertise lose time, miss opportunities, and increase risk.
A Complete Finance Function - Built Around Financial Control
We act as your outsourced finance function, combining financial operations, structured reporting, and strategic financial planning. Everything is built around financial clarity, control, and decision-making - not just compliance.
Strategic Financial Leadership
Forecasting, scenario planning, and decision support - so every business move is backed by numbers.
Structured Reporting & Control
Monthly management reports, KPI dashboards, and budget tracking that give you total financial visibility.
Cash Flow Confidence
Rolling cash flow forecasts and working capital management to eliminate surprises and maintain control.
Investor & Lender Readiness
Financial models, board packs, and reporting structures that stand up to external scrutiny.
Organisations our team has supported across sectors
Logos represent organisations our team has worked with on previous projects. All trademarks remain the property of their respective owners.
What We Handle
From strategic advisory to day-to-day operations - a complete finance function built around your business.
CFO & Strategic Finance
Primary Focus- Financial forecasting and planning
- Financial modeling and scenario analysis
- Strategic decision support
- Pricing and profitability analysis
- Fundraising support and investor readiness
- Business performance improvement
Reporting & Financial Control
Core Engine- Monthly management reports
- Cash flow tracking and forecasting
- KPI dashboards and performance tracking
- Budget vs actual analysis
- Financial visibility and reporting structure
Finance Operations
Foundation- Bookkeeping and reconciliations
- Expense and transaction tracking
- Financial systems setup (Xero, QuickBooks, etc.)
- Payroll coordination
How It Works
From assessment to ongoing financial control in weeks, not months
Initial Assessment
We review your current finance setup, identify gaps, and define what needs to be built or improved.
System Setup or Clean-Up
We set up or restructure your accounting software, chart of accounts, and financial processes.
Reporting & Controls
We implement your reporting framework - management accounts, KPI dashboards, and cash flow tracking.
Monthly Reporting
You receive structured monthly reports with commentary, variance analysis, and forward-looking insights.
Advisory & Planning
Ongoing strategic support - financial modeling, scenario planning, fundraising preparation, and board-level finance.
Is This Right For You?
Perfect For
- Startups post-MVP needing financial structure
- Funded startups preparing for growth or next raise
- SMEs scaling operations without a finance team
- E-commerce and digital businesses
- Real estate operators and developers
Not Designed For
- Businesses needing only tax filing or compliance
- One-off bookkeeping clean-ups
- Legal or regulatory advisory
Tailored to Your Business
Every engagement is scoped around your business size, complexity, and goals. No lock-in contracts - scale as you grow.
Starter
Finance operations and basic reporting
- Bookkeeping and reconciliations
- Monthly financial summaries
- Expense tracking and categorisation
- Accounting software management
- Basic cash flow monitoring
- Email support
Why Stellar Business Plans
We're not accountants filling out spreadsheets. We're financial strategists who build clarity, control, and confidence into your business.
Financial Modeling Expertise
Built on a foundation of institutional-grade financial modeling and analysis.
Decision-Focused Approach
Every report and forecast is built to inform decisions, not just satisfy compliance.
Strategic Thinking
Structured financial thinking from a team with investment banking and advisory backgrounds.
Cross-Sector Experience
Experience across startups, SMEs, real estate, and high-growth digital businesses.
Clarity & Control
Everything we do is focused on giving you financial clarity, control, and confidence.
Common Questions
We use essential cookies for site functionality. With your consent, we also use analytics cookies to improve experience. Privacy policy